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Sunday, 1 November 2026 Business · World · Analysis
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Online insurance check – look after yourself and your family

ONLINE ASSESSMENT* · 2 MINUTES · FREE

Are you and your family properly insured?

Answer 8 questions. At the end you will see a list of things to check in your policies. Your answers stay in your browser – we send and store nothing.

1. Where do you live?
2. Do you have buildings insurance?
3. Do you have contents insurance?
4. Does your policy cover flood and storm?
5. Do you live near a river, stream or the coast?
6. Does anyone in your family depend on your income (children, partner, parents)?
7. Do you have a car?
8. Do you run a business or work self-employed?

How to choose insurance safely in the UK

  • Check whether the company or broker is on the FCA register. Avoid offers from text messages and social media.
  • Compare at least 3 quotes. Read what is excluded from cover, and what the excess is.
  • Home in a flood zone built before 2009? Ask for a policy covered by the Flood Re.
  • Dispute with your insurer? Free help is available from the Financial Ombudsman Service.

* The assessment is prepared by our 24/7 system – S A V A N A PETs CLAUDE Beta 2.0. law.scot The content was checked by the newsroom. The assessment is for information only. It is not insurance or financial advice. THE BUSINESS TIME is not a broker or insurer.

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